Barrett Financial Group · The Murrieta Team

The Paperwork, Minus the Paper

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A secure online application, straight to your loan officer. No credit pull until you're ready.

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FAQ

Frequently Asked Questions

Are Pre-Qualification and Pre-Approval the same thing?

No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional commitment from a lender that they will lend you the money for a mortgage.

Will getting quoted hurt my credit score?

A single mortgage inquiry has a minor, temporary effect, and credit bureaus count multiple mortgage inquiries within a 45-day window as one shopping event. We only pull credit when you're ready — never for an initial conversation.